4-Terms of Service

Dx Studio. (hereinafter referred to as the "Company") is a company registered in the Kingdom of Thailand in accordance with the relevant laws of the Kingdom of Thailand. The company operates the website https://www.dianfupay.com (hereinafter referred to as the "Website" or the "Website"), which is a platform specifically for users to conduct digital asset transactions and provide related services (hereinafter referred to as the "Service" or "Service"). For the convenience of expressing this agreement, the company and this website are collectively referred to as "we" or other first-person pronouns in this agreement. As long as the natural person or other subject who logs in to the website is a user of the website, for the convenience of expressing this agreement, "you" or other second person will be used below. For the convenience of expressing this Agreement, we and you are collectively referred to as the "Parties" in this Agreement, and we or you are individually referred to as a "Party". All content on this website may be provided in multiple languages ​​for the convenience of users. If there is any conflict or omission, the Chinese content shall prevail.

IMPORTANT NOTE:

We would like to remind you:

• 1 The digital assets themselves are not issued by any financial institution or company or this website;

• 2 The digital asset market is new, unconfirmed, and may not grow;

• 3 Digital assets are mainly used extensively by speculators, with relatively little use in retail and commercial markets. Digital asset transactions are extremely risky. They are traded continuously throughout the day, with no limit on rise and fall, and prices are easily affected by market makers and global government policies and fluctuate significantly;

• 4 If the Company, in its sole discretion, believes that you have violated this Agreement, or that the services provided by this website or your use of the services provided by this website are illegal under the laws of your jurisdiction, the Company has the right to suspend or terminate your account at any time, or suspend or terminate your use of the services or digital asset transactions provided by this website. Anyone located in the United States or Japan is prohibited from using the services provided by this website.

Digital asset trading carries extremely high risks and is not suitable for most people. You understand and understand that this transaction may result in partial or total loss, so you should determine the amount of the transaction based on the degree of loss you can afford. You know and understand that digital assets will generate derivative risks, so if you have any questions, it is recommended to seek the assistance of professional advisors first. In addition, in addition to the risks mentioned above, there are also risks that cannot be predicted. You should carefully consider and use clear judgment to evaluate your financial situation and the above-mentioned risks before making any decision to buy or sell digital assets, and bear all resulting losses. We do not assume any responsibility for this.

Notice to you:

• 1 You understand that this website is only used as a place for you to obtain digital asset information, find transaction parties, negotiate and conduct transactions on digital assets. This website does not participate in any of your transactions. Therefore, you should make your own careful judgment to determine the authenticity, legality and validity of the relevant digital assets and/or information, and bear the resulting responsibilities and losses.

• 2 Any opinions, news, discussions, analyses, prices, recommendations and other information on this website are general market comments and do not constitute investment advice. We are not responsible for any losses arising directly or indirectly from reliance on this information, including but not limited to any loss of profits.

• 3 The content of this website is subject to change at any time without prior notice. We have taken reasonable measures to ensure the accuracy of the website information, but we cannot guarantee its accuracy. We will not be responsible for any direct or indirect losses arising from the information on this website or from delays or failures in linking to the Internet, transmitting or receiving any notices and information.

• 4 There are also risks in using Internet-based trading systems, including but not limited to failure of software, hardware and Internet links. As we have no control over the reliability and availability of the Internet, we accept no responsibility for distortion, delays and link failures.

• 5 https://www.dianfupay.com is the only official external information release platform of this website;

• 6 It is prohibited to use this website to engage in all illegal trading activities or illegal activities such as money laundering, smuggling, commercial bribery, etc. If any suspected illegal transactions or illegal activities are found, this website will take various available means, including but not limited to freezing accounts, notifying relevant authorities, etc. We do not assume all responsibilities arising therefrom and reserve the right to pursue liability from relevant persons.

• 7 It is prohibited to use this website to maliciously manipulate the market, improper transactions and other unethical trading activities. If such incidents are discovered, this website will take warnings, restrict transactions, close accounts and other preventive protective measures for all unethical behaviors such as malicious price manipulation and malicious influence on the trading system. We do not assume all responsibilities arising therefrom and reserve the right to pursue liability against relevant parties.

1. General principles

• 1.1 "User Agreement" (hereinafter referred to as "this Agreement" or "These Terms and Conditions"), consists of the main text, "Privacy Terms", "Know Your Customer and Anti-Money Laundering Policy" and various rules, statements, instructions, etc. that have been published or may be published in the future on this website.

• 1.2 You should read this agreement carefully before using the services provided by this website. If you do not understand anything or if it is otherwise necessary, please consult a professional lawyer. If you do not agree to this Agreement and/or its modification at any time, please immediately stop using the services provided by this website or no longer log in to this website. Once you log in to this website, use any services of this website or any other similar behavior, it means that you understand and fully agree to the contents of this Agreement, including any modifications made by this website to this Agreement at any time.

• 1.3 You can become a member of this website (hereinafter referred to as a "member") by filling in the relevant information in accordance with the requirements of this website and successfully registering after other relevant procedures. Clicking the "Agree" button during the registration process means that you have reached an agreement with the company in the form of an electronic signature; or when you are using this website Clicking any button marked "Agree" or similar meaning or actually using the services provided by this website in other ways permitted by this website means that you fully understand, agree and accept to be bound by all the terms under this agreement. The absence of your handwritten signature will not affect the legal binding force of this agreement on you.

• 1.4 After becoming a member of this website, you will receive a member account and corresponding password. You are responsible for keeping the member account and password; you shall be legally responsible for all activities and events conducted under your account.

• 1.5 Only members who become members of this website can use the digital asset trading platform provided by this website for transactions and enjoy other services stipulated by this website that are only available to members; non-members can only log in to the website, browse the website and other services stipulated by this website.

• 1.6 By registering and using any services and functions provided by this website, you will be deemed to have read, understood and:

o 1.6.1 Accept all terms and conditions of this Agreement.

o 1.6.2 You confirm that you are over 16 years old or have the legal age to enter into contracts according to different applicable laws. Your registration on this website, sales or purchases, publishing information, etc. and accepting the services of this website should comply with the relevant laws and regulations of the sovereign country or region that has jurisdiction over you, and you have the full ability to accept these terms, enter into transactions, and use this website for digital asset transactions.

o 1.6.3 You guarantee that all digital assets belonging to you involved in the transaction are legally obtained and have ownership.

o 1.6.4 You agree that you bear full responsibility for your own trading or non-trading activities and any gains or losses.

o 1.6.5 You confirm that the information provided during registration is true and accurate.

o 1.6.6 You agree to comply with the requirements of any relevant law for tax purposes, including reporting any trading profits.

o 1.6.7 You agree not to engage in or participate in behaviors or activities that harm the interests of this website or the company at any time, whether or not related to the services provided by this website.

o 1.6.8 This agreement only governs the rights and obligations between you and us, and does not involve the legal relationships and legal disputes arising from digital asset transactions between users of this website and other websites and you.

2. Agreement Revision

We reserve the right to amend this Agreement from time to time and announce it on the website without notifying you separately. The changed agreement will be marked with the change time on the home page of this Agreement and will automatically take effect once it is announced on the website. You should browse and pay attention to the update time and updated content of this Agreement from time to time. If you do not agree with the relevant changes, you should immediately stop using the services of this website; your continued use of the services of this website means that you accept and agree to be bound by the revised agreement.

3. Registration

• 3.1 Registration qualifications

You confirm and promise that when you complete the registration process or actually use the services provided by this website in other ways permitted by this website, you should be a natural person, legal person or other organization that has the ability to sign this agreement and use the services of this website as stipulated by applicable laws. Once you click the Agree to Register button, it means that you or your authorized agent has agreed to the content of the agreement and has been registered and used the services of this website by his agent. If you do not have the aforementioned subject qualifications, you and your authorized agent shall bear all consequences resulting therefrom, and the company reserves the right to cancel or permanently freeze your account, and hold you and your authorized agent accountable.

• 3.2 Purpose of registration

You confirm and promise that your registration on this website is not for the purpose of violating laws and regulations or disrupting the order of digital asset transactions on this website.

• 3.3 Registration process

o 3.3.1 You agree to provide a valid email address, mobile phone number and other information as required on the user registration page of this website. You can use the email address, mobile phone number you provided or confirmed or other methods allowed by this website as a login method to enter this website. If necessary, in accordance with the relevant laws and regulations of different jurisdictions, you must provide your real name, identity document and other relevant information stipulated in laws and regulations, privacy clauses and anti-money laundering clauses, and constantly update the registration information to meet the requirements of timeliness, detail and accuracy. All originally typed information will be referenced as registration information. You are responsible for the authenticity, completeness and accuracy of such information, and shall bear any direct or indirect losses and adverse consequences arising therefrom.

o 3.3.2 If the laws, regulations, rules, orders and other regulations of the sovereign country or region where you are located require real-name mobile phone numbers, you agree that the registered mobile phone number provided has been registered with real-name. If you do not provide it in accordance with the regulations, any direct or indirect losses and adverse consequences caused to you shall be borne by you.

o 3.3.3 If you provide the information required for registration legally, completely and effectively and have verified it, you are entitled to obtain the account number and password of this website. When you obtain the account number and password of this website, you are deemed to have successfully registered and can log in as a member on this website.

o 3.3.4 You agree to receive emails and/or short messages sent by this website related to the management and operation of this website.

4. Service

This website only provides online trading platform services for your digital asset trading activities (including but not limited to digital asset trading and other services) through this website.

• 4.1 Service content

o 4.1.1 You have the right to browse the real-time market conditions and transaction information of various digital asset products on this website, and you have the right to submit digital asset transaction instructions and complete digital asset transactions through this website.

o 4.1.2 You have the right to view the information under your membership account on this website, and you have the right to apply the functions provided by this website to operate.

o 4.1.3 You have the right to participate in website activities organized by this website in accordance with the activity rules published on this website.

o 4.1.4 This website promises to provide you with other services.

• 4.2. Service Rules You promise to abide by the following service rules of this website:

o 4.2.1 You shall abide by laws, regulations, and policy requirements, ensure the legality of the sources of all digital assets in your account, and shall not engage in illegal or other activities that harm the rights and interests of this website or third parties on this website or use this website's services, including but not limited to sending or receiving any illegal, illegal, or infringing information on the rights of others, sending or receiving pyramid schemes or other harmful information or remarks, using or forging email header information on this website without authorization from this website, etc.

o 4.2.2 You should abide by laws and regulations and properly use and keep your account number, login password, fund password, the mobile phone number bound to you when registering, and the mobile phone verification code received by your mobile phone. You are fully responsible for any operations and consequences of using your account and login password, fund password, and mobile phone verification code. When you find that this website’s account number, login password, or fund password or verification code are used by a third party without your authorization, or there are other account security issues, you should immediately and effectively notify this website and request this website to suspend the service of this website’s account. This website has the right to take action on your request within a reasonable time, but this website does not bear any responsibility for the consequences (including but not limited to any losses you suffer) that have occurred before taking action. You may not donate, borrow, lease, transfer or otherwise dispose of your account on this website to others without the consent of this website.

o 4.2.3 You agree to be responsible for all activities that occur under your account and password on this website (including but not limited to information disclosure, posting of information, online clicks to agree or submission of various rules and agreements, online renewal of agreements or purchase of services, etc.).

o 4.2.4 When conducting digital asset transactions on this website, you shall not maliciously interfere with the normal progress of digital asset transactions or disrupt the order of transactions; you shall not use any technical means or other means to interfere with the normal operation of this website or interfere with other users' use of this website's services; you shall not maliciously defame the goodwill of this website by fabricating facts or other means.

o 4.2.5 If you have a dispute with other users due to online transactions, you may not request this website to provide relevant information through non-judicial or administrative channels.

o 4.2.6 You shall solely judge and bear the taxes payable and all hardware, software, service and other expenses incurred during your use of the services provided by this website.

o 4.2.7 You shall abide by this agreement and other service terms and operating rules published and updated by this website from time to time, and have the right to terminate the use of the services provided by this website at any time.

• 4.3. Product Rules

o 4.3.1 Browse transaction information

o When you browse the transaction information on this website, you should carefully read all the contents contained in the transaction information, including but not limited to price, commission volume, handling fee, buying or selling direction. You can click the button to trade only after you fully accept all the contents contained in the transaction information.

o 4.3. 2 Submit the commission

o After browsing the transaction information and confirming it is correct, you can submit the transaction order. After you submit the transaction entrustment, you authorize this website to carry out corresponding transaction matching on your behalf. When there is a transaction that meets your entrusted price, this website will automatically complete the matching transaction without notifying you in advance.

o 4.3.3 View transaction details

o You can view the corresponding transaction records through your account.

o 4.3.4 Cancel/modify the order. You have the right to cancel or modify the order at any time before the order is completed.

5. Rights and obligations of this website

• 5.1 If you do not have the registration qualifications stipulated in this agreement, this website has the right to refuse your registration. For those who have already registered, this website has the right to cancel your membership account. This website reserves the right to pursue liability against you or your authorized agent. At the same time, this website reserves the right to decide whether to accept your registration under any other circumstances.

• 5.2 Based on this website's own judgment, if this website finds that you or your associated account users are not suitable for high-risk investments, it has the right to suspend or terminate your account and the use of all associated accounts.

• 5.3 When this website discovers that the account user is not the initial registrant of the account, it has the right to suspend or terminate the use of the account.

• 5.4 When this website reasonably suspects that the information you provided is wrong, untrue, invalid or incomplete through technical testing, manual sampling and other testing methods, it has the right to notify you to correct or update the information or to suspend or terminate the provision of this website services.

• 5.5 This website has the right to correct any information displayed on this website when it is found that there are obvious errors.

• 5.6 This website reserves the right to modify, suspend or terminate the services of this website at any time. This website does not need to notify you in advance to exercise the right to modify or terminate services. If this website terminates one or more services of this website, the termination will take effect from the date this website publishes the termination announcement on the website.

• 5.7 This website will adopt necessary technical means and management measures to ensure the normal operation of this website, provide necessary and reliable trading environment and trading services, and maintain the order of digital asset transactions.

• 5.8 If you do not log in to this website using your membership account and password for one consecutive year, this website has the right to cancel your account. After the account is cancelled, this website has the right to open the corresponding member name to other users for registration and use.

• 5.9 This website ensures the security of your digital assets by strengthening technology investment, improving security precautions and other measures, and will notify you in advance when foreseeable security risks occur in your account.

• 5.10 This website has the right to delete all kinds of content information on this website that does not comply with laws and regulations or the regulations of this website at any time. This website does not need to notify you in advance to exercise such rights.

• 5.11 This website has the right to request you to provide more information or materials in accordance with the requirements of the laws, regulations, rules, orders and other norms of the sovereign country or region to which you belong, and to take reasonable measures to comply with the requirements of local regulations. You are obliged to cooperate; the website has the right to suspend or permanently stop opening some or all of the services of this website to you in accordance with the requirements of the laws, regulations, rules, orders and other norms of the sovereign country or region to which you belong.

6. Compensation

• 6.1 In no event will our liability to you for direct damages exceed the total service fees we charged you for your use of this website for a period of three (3) months.

• 6.2 If you violate this Agreement or other laws and regulations, you must compensate us for at least US$2 million and bear all costs incurred (including attorney fees, etc.). If it is not enough to compensate for the actual losses, you must make up for it.

7. The right to seek injunctive relief

We and you both acknowledge that common law remedies for your breach of contract or possible breach of contract may not be sufficient to compensate for all the losses we suffer, so we have the right to seek injunctive relief and all other remedies permitted by common law or equity in the event of your breach of contract or possible breach of contract.

8. Limitation of liability and disclaimer

• 8.1 You understand and agree that under any circumstances, we will not be responsible for the following matters:

o 8.1.1 Loss of income;

o 8.1.2 Trading profits or contract losses;

o 8.1.3 Losses caused by business interruption;

o 8.1.4 Loss of expected monetary savings;

o 8.1.5 Losses caused by information problems;

o 8.1.6 Loss of opportunity, goodwill or reputation;

o 8.1.7 Damage or loss of data;

o 8.1.8 Cost of purchasing substitute products or services;

o 8.1.9 Any indirect, special or incidental loss or damage arising from tort (including negligence), breach of contract or any other reason, whether or not such loss or damage can be reasonably foreseen by us; whether or not we have been informed in advance of the possibility of such loss or damage.

o Clauses 8.1.1 to 8.1.9 are independent of each other.

• 8.2 You understand and agree that we are not responsible for any damages caused to you due to any of the following circumstances:

o 8.2.1 There may be major violations of laws or breaches of contract in your specific transactions.

o 8.2.2 Your behavior on this website is suspected of being illegal or immoral.

o 8.2.3 Expenses and losses incurred by purchasing or obtaining any data, information, or conducting transactions or alternative actions through the services of this website.

o 8.2.4 Your misunderstanding of the services of this website.

o 8.2.5 Any other losses related to the services provided by this website that are not caused by us.

• 8.3 We are responsible for any loss or damage due to information network equipment maintenance, information network connection failure, computer, communication or other system failure, power failure, weather conditions, accidents, strikes, labor disputes, riots, uprisings, riots, insufficient productivity or production materials, fires, floods, storms, explosions, wars, bank or other partner reasons, digital asset market collapse, government actions, We do not assume any responsibility for the inability or delay in service, as well as your losses caused by orders from judicial or administrative authorities, other actions beyond our control or beyond our control, or third-party reasons.

• 8.4 We cannot guarantee that all the information, programs, texts, etc. contained in this website are completely safe and free from interference and damage by any viruses, Trojan horses and other malicious programs. Therefore, your logging in and using any services on this website or downloading and using any downloaded programs, information, data, etc. are all your own decisions and you bear the risks and possible losses at your own risk.

• 8.5 We do not make any guarantees or commitments about any information, products and services of any third-party websites linked to this website, or any other form of content that does not belong to our subject. If you use any services, information and products provided by third-party websites, it is your personal decision and you bear all the resulting responsibilities.

• 8.6 We do not make any express or implied guarantees for your use of the services on this website, including but not limited to the suitability of the services provided by this website, no errors or omissions, continuity, accuracy, reliability, and suitability for a particular purpose. At the same time, we do not make any commitment or guarantee as to the validity, accuracy, correctness, reliability, quality, stability, completeness and timeliness of the technology and information involved in the services provided by this website. Whether to log in or use the services provided by this website is your personal decision and you bear your own risks and possible losses. We do not make any express or implied guarantees regarding the market, value and price of digital assets. You understand and understand that the digital asset market is unstable, and prices and values ​​may fluctuate significantly or collapse at any time. Trading digital assets is your own free choice and decision and you bear your own risks and possible losses.

• 8.7 Our guarantees and commitments set forth in this Agreement are the only guarantees and representations made by us in relation to this Agreement and the services provided by this website, and supersede any other guarantees and commitments arising in any other way or manner, whether written or oral, express or implied. All these warranties and representations only represent our own commitments and guarantees and do not guarantee that any third party will comply with the guarantees and commitments in this Agreement.

• 8.8 We do not waive any rights not mentioned in this Agreement to limit, exclude or offset our liability for damages to the fullest extent applicable law.

• 8.9 After you register, you agree to any operations we perform in accordance with the rules stipulated in this agreement, and any risks incurred will be borne by you.

9. Termination of Agreement

• 9.1 This website has the right to terminate all services of this website in accordance with the provisions of this agreement. This agreement will terminate on the date of termination of all services of this website.

• 9.2 After the termination of this Agreement, you have no right to require this website to continue to provide you with any services or perform any other obligations, including but not limited to requiring this website to retain or disclose to you any information in its original website account, or to forward any information that it has not read or sent to you or a third party, etc.

• 9.3 The termination of this agreement will not affect the observant party's requirement to assume other responsibilities from the breaching party.

10. Intellectual Property Rights

• 10.1 All intellectual property rights contained in this website, including but not limited to website logos, databases, website designs, text and graphics, software, photos, videos, music, sounds and combinations thereof, software compilation, related source codes and software (including small applications and scripts) are owned by this website. You may not reproduce, alter, copy, send or use any of the foregoing materials or content for commercial purposes.

• 10.2 All rights contained in the name of this website (including but not limited to goodwill and trademarks, logos) belong to the company.

• 10.3 Your acceptance of this agreement is deemed to be your initiative to transfer the copyright of any form of information you publish on this website, including but not limited to: reproduction rights, distribution rights, rental rights, exhibition rights, performance rights, screening rights, broadcast rights, information network dissemination rights, filming rights, adaptation rights, translation rights, compilation rights and other transferable rights that should be enjoyed by the copyright holder, to this website for free and exclusively. This website has the right to file a separate lawsuit against any subject for infringement and obtain full compensation. This agreement is valid for any work content protected by copyright law that you publish on this website, whether the content is formed before the signing of this agreement or after the signing of this agreement.

• 10.4 You shall not illegally use or dispose of the intellectual property rights of this website or others when using the services of this website. You may not publish or authorize other websites (and media) to use the information published on this website in any form.

• 10.5 Your logging into this website or using any services provided by this website will not be deemed as our transfer of any intellectual property rights to you.

11. Information Protection

• The provisions of the "Privacy Terms" published separately on this website shall prevail.

12. Calculation

All transaction calculation results have been verified by us, and all calculation methods have been published on the website, but we cannot guarantee that the use of the website will not be interrupted or error-free.

13. Export Control

You understand and acknowledge that according to the relevant laws of the Republic of Seychelles, you are not allowed to export, re-export, import or transfer any materials (including software) on this website, so you guarantee that you will not actively implement or assist or participate in any of the above-mentioned exports or related transfers that violate regulations or other violations of applicable laws and regulations; if such a situation is discovered, you should actively report it to us in a timely manner and assist us in handling it.

14. Transfer

The rights and obligations stipulated in this Agreement also bind the assignees, heirs, executors and administrators of the parties who benefit from the rights and obligations. You may not transfer it to any third party without our consent, but we may transfer our rights and obligations in this Agreement to any third party at any time and give you notice.

15. Divisibility

If any provision of this Agreement is held to be unenforceable, invalid or illegal by any court of competent jurisdiction, it will not affect the validity of the remaining provisions of this Agreement.

16. Non-agency relationship

Nothing in this Agreement shall be deemed to create, imply or otherwise constitute us as your agent, trustee or other representative, except as otherwise provided in this Agreement.

17. Abstention

The waiver by us or you of any party's liability for breach of contract or other liability stipulated in this Agreement shall not be deemed or interpreted as a waiver of other liability for breach of contract; the failure to exercise any right or remedy shall not in any way be construed as a waiver of such rights or remedies.

18. Title

All headings are for convenience of expression of the agreement only and are not used to expand or limit the content or scope of the terms of the agreement.

19. Applicable Law

All contents of this Agreement are concluded in accordance with the laws of the Republic of Seychelles, and its establishment, interpretation, content and execution shall be governed by the relevant laws and regulations of the Republic of Seychelles; any claims or lawsuits arising out of the services agreed in this Agreement shall be governed by, interpreted and enforced in accordance with the laws of the Republic of Seychelles.

For the avoidance of doubt, this clause expressly applies to any infringement claim against us. The competent court or venue for any claim or proceeding against or relating to us shall be the Republic of Seychelles. You unconditionally acquire exclusive jurisdiction to conduct proceedings and appeals in the courts of the Republic of Seychelles. You also unconditionally agree that the place or court of disputes or issues related to this Agreement or any claims and litigation arising therefrom shall be exclusively in the Republic of Seychelles. If there is a special agreement on the jurisdiction of other businesses on this website, such agreement shall prevail. The principle of forum non conveniens shall not apply to the forum chosen under these Terms of Service.

20. Effectiveness and interpretation of the agreement

• 20.1 This agreement takes effect when you click on the registration page of this website to agree to register, complete the registration process, and obtain the account and password of this website. It is binding on both this website and you.

• 20.2 The final interpretation right of this agreement belongs to this website.

Know your customer and anti-money laundering policy

1. Introduction

• 1.1 We promise to carefully comply with the laws and regulations related to "Know Your Customer" and anti-money laundering and shall not intentionally violate the "Know Your Customer and Anti-Money Laundering Policy". Within the scope of our reasonable control, we will take necessary measures and technologies to provide you with safe services and protect you from losses caused by criminal suspects' money laundering behavior as much as possible.

• 1.2 Our Know Your Customer and Anti-Money Laundering Policy is a comprehensive international policy system that includes the Know Your Customer and Anti-Money Laundering policies of the different legal jurisdictions to which you are affiliated.

2. Know your customer and anti-money laundering policies are as follows:

• 2.1 Promulgate know-your-customer and anti-money laundering policies and update them from time to time to meet the standards stipulated in corresponding laws and regulations;

• 2.2 Promulgate and update some guiding principles and rules for operating this website, and our employees will provide services in accordance with the guidance of these principles and rules;

• 2.3 Design and complete procedures for internal monitoring and control of transactions, such as verifying identity through strict means and arranging to form a professional team responsible for anti-money laundering work;

• 2.4 Use risk prevention methods to conduct due diligence and continuous supervision of customers;

• 2.5 Review and regularly check transactions that have occurred;

• 2.6 Report suspicious transactions to the competent authorities;

• 2.7 Proof of identity documents, address proof documents and transaction records will be maintained for at least six years and will be submitted to regulatory authorities without further notice to you.

3. Identity information and verification

• 3.1 Identity information

o 3.1.1 According to different regulations in different jurisdictions and different entity types, the content of your information we collect may be inconsistent. In principle, the following information will be collected from registered individuals:

o Basic personal information: your name, address (and permanent address, if different), date of birth, nationality and other available information. Identity verification should be based on documents issued by official or other similar authorities, such as passports, ID cards or other identification documents required and triggered by different jurisdictions. The address you provide will be verified using appropriate methods, such as checking the passenger transport ticket or interest rate note or checking the electoral register.

o Valid photo: Before you register, you must provide a photo of you holding your ID on your chest;

o Contact information: telephone/mobile number and/or valid email address.

o 3.1.2 If you are a company or other legal entity, we will collect the following information to identify you or the ultimate beneficiary of the trust account.

o Company registration and registration certificate; copies of the company's articles of association and memorandum; detailed certification materials of the company's equity structure and ownership description, proving the board resolution of the authorized principal that determines the opening and execution of the account on this website; the identity documents of the company's directors, major shareholders and authorized signatories of the account on this website as required; the company's main business address, if it is different from the company's mailing address, provide the mailing address. If a company's local address is inconsistent with its main business address, it is considered a higher-risk customer and will need to submit additional additional documentation.

o •According to different regulations in different jurisdictions and different types of entities, other certifications and documents issued by authorities required by us and documents we deem necessary.

o 3.1.3 We only accept the English version or the Chinese version of the identity information. If not, please translate your identity information into the English version and have it notarized.

• 3.2 Confirmation and Verification

o 3.2.1 We require you to provide the entire page content of your identity document.

o 3.2.2 We ask for a photo of you holding your identification document against your chest.

o 3.2.3 Copies of supporting documents should generally be checked against the original vouchers. However, a copy is acceptable if a suitable and trustworthy certifier can certify that the copy is an accurate and complete reproduction of the original document. Such certifiers include ambassadors, judicial commissioners, local magistrates, etc.

o 3.2.4 The requirement to identify the ultimate beneficiary and account control is to determine which individuals ultimately own or control the direct customer, and/or to determine that ongoing transactions are being executed on behalf of others. If it is a business, the identity of the major shareholders (such as those holding 10% or more of the voting interest) should be verified. Generally, holding 25% of the shares will be deemed to be within normal risk, and the identity of the shareholder must be verified; holding 10% of the shares or having more voting rights or stocks is considered to be a high-risk situation, and the identity of the shareholder must be verified.

4. Monitor transactions

• 4.1 We set and adjust the maximum daily transaction and currency withdrawal limits from time to time based on security and actual transaction conditions;